Set yourself up for success–sign up with Varo.
YOUR BEST MONEY LIFE STARTS HERE.
Early PaydayGet paid up to 2 days early with direct deposit.¹
No Hidden FeesSay goodbye to unexpected banking fees.⁶
Zelle®Send and receive money with Zelle®.¹¹
Varo AdvanceGet up to $250 today and up to $500 over time. Quals apply.⁴
Varo BelieveRaise your credit score using your own money.²
Banking the way you like it
Make money progress easy.
Early payday¹
40,000+ fee-free US ATMs⁷
No monthly or overdraft fees⁸
FDIC-insured up to $250,000
Make payments with Zelle®
Send and receive money in minutes.¹¹
Easily pay your landlord, split the cost of a bill, or just get some money from a friend in a couple of taps in the app.
The Varo Visa® Believe Credit Card
Build credit the easy way.₂
No credit check, no interest and no hidden fees.⁶
Use your own money instead of digging deeper into debt.⁹
Believe customers, on average, see a 40+ point increase in their credit score after 3 months of on-time payments.¹⁰
ⓘ You need a Varo Bank account to start qualifying. Additional quals apply.
Cash advance
Up to $250 today. Right when you need it.
Need money for gas, rent, or an unexpected event? That’s what Varo Advance is here for. With a Varo Bank Account, you can get up to $250 today and up to $500 over time.⁴ Quals apply.
High Yield Savings Account
More money faster? Keep talking...
Our easy auto-saving tools and sky-high Annual Percentage Yield(APY)³ do all the work, so you can save more without lifting a finger. Best part? No fees or required minimum balance.
Security & Protection
Take control and secure your cash. Right on your phone.
Lost your card? No sweat. Lock it instantly from your Varo app and request a new one through the Varo app— we’ll send you a free replacement. What’s more, your card’s Visa Zero Liability⁵ policy protects you from any unauthorized charges.