What’s precious to you is precious to us. So we take your security seriously. Think: encryption, FDIC insurance, Visa® Zero Liability,¹ instant card-locking on the app, even a bank charter. Anything to keep you and your money protected.
Secured and insured with the FDIC.²
You’re covered. How's that for peace of mind?
Rest easy, because your Varo accounts are insured with the FDIC for up to $250,000.³
Because we’re a real bank.
Unlike all those other money apps, we’ve got a national bank charter. Which means we’re the real regulated deal, so you can actually trust us.
Encryption
Consider your privacy protected.
Your personal information stays your personal information (and yours only) with industry-standard, 256-bit AES level encryption.
Smart notifications
We keep our eyes on your cash flow so you don’t have to.
Realtime mobile alerts make it easy to stay on top of your transactions, deposits, withdrawals, and any potentially fishy business.
Control
No need to panic. Just lock it down.
Misplaced your debit card? Simply lock your card and block transactions right from your Varo app. You’re protected from unauthorized charges by Visa’s® Zero Liability¹ Rules and Varo’s disputes process.
We’re a legit bank.
No one controls us but us. And we’re in this thing for you.
Your money, insuredWe’re an FDIC member, so your cash (up to $250,000) is extra protected.³
Full TransparencyWe’re not tied to any partner banks. So you always know exactly where your money’s at.
Focused on youOur independence means we’ve got the funds and control to give you a deeper banking experience.
GET PEACE OF MIND FOR YOUR MONEY
Signing up for a Varo Bank Account takes less than two minutes. And there’s no impact on your credit score.