Varo Blog

MONEY 101

Strengthen your financial future.
Banking
Have Yourself a Holly, Jolly, & Secure Holiday Season!
5 minutes read • December 7, 2023
Lifestyle
Varo Bank's 2023 Wealth Watch Insights Report
2 minutes read • November 6, 2023
Banking
The Costs of being unbanked or underbanked
7 minutes read • July 11, 2023
Budgeting
How big should your emergency fund be?
9 minutes read • August 9, 2023
Borrowing
Understanding different loan types
8 minutes read • August 9, 2023
Credit Reporting
What is a credit score? A complete beginner's guide to understanding credit
9 minutes read • August 9, 2023
Banking
What is second chance banking?
5 minutes read • August 9, 2023
Banking
A quick and easy guide to ACH transfers: What, why, and do they cost you money?
6 minutes read • August 9, 2023
Credit Reporting
How are credit scores calculated? FICO scores explained
8 minutes read • August 9, 2023
Budgeting
What's the difference between fixed and variable expenses?
9 minutes read • August 9, 2023
Banking
How to set up direct deposit
8 minutes read • August 9, 2023
Credit Reporting
What you should know about your FICO score
7 minutes read • August 9, 2023
Saving
A complete beginner's guide to saving money
9 minutes read • August 9, 2023
Credit Reporting
What’s the difference between a soft and hard credit check?
7 minutes read • August 9, 2023
Budgeting
What is a budget?
4 minutes read • August 9, 2023
Saving
What is a savings account? A step-by-step guide to opening a savings account
8 minutes read • August 9, 2023
Budgeting
Financial planning basics: Personal finance 101
8 minutes read • August 9, 2023
Borrowing
How do loans work?
10 minutes read • August 9, 2023
Credit Building
What is a secured credit card & how can a secured credit card help rebuild bad credit?
10 minutes read • August 9, 2023
Borrowing
Cash advance apps: What you need to know
9 minutes read • August 9, 2023
Banking
What is a checking account? A step-by-step guide to opening a checking account
7 minutes read • August 9, 2023
Banking
How to switch banks
6 minutes read • August 9, 2023
Saving
How does a high-yield savings account work?
9 minutes read • August 9, 2023
Banking
What is a chartered bank?
6 minutes read • August 9, 2023
Budgeting
A complete beginner's guide to creating a budget
9 minutes read • August 9, 2023
Credit Reporting
How to get your free credit report
9 minutes read • August 9, 2023
Credit Building
How to repair your credit
8 minutes read • August 9, 2023
Saving
How much money to keep in your savings account
8 minutes read • August 9, 2023
Saving
9 different types of savings accounts to consider
6 minutes read • August 9, 2023
Credit Building
How to establish credit
10 minutes read • August 9, 2023
Banking
How to tell if your bank is safe
8 minutes read • August 9, 2023
Banking
How to open a bank account with bad credit
5 minutes read • August 9, 2023
Banking
Can I open a bank account with no deposit required?
6 minutes read • August 9, 2023
Banking
What is a foreign transaction fee?
6 minutes read • August 9, 2023
Banking
4 Ways to transfer money from one bank to another
8 minutes read • August 9, 2023
Budgeting
How can I stop overspending and use my money wisely?
9 minutes read • August 9, 2023
Budgeting
Taking a hands-on vs. hands-off approach to budgeting
7 minutes read • August 9, 2023
Borrowing
What is an interest rate and how can I lower it?
9 minutes read • August 8, 2023
Borrowing
How does compound interest work?
5 minutes read • August 8, 2023
Borrowing
What is a personal loan?
7 minutes read • August 8, 2023
Credit Building
How Experian Boost can boost your credit
7 minutes read • August 8, 2023
Credit Reporting
What is the highest credit score possible?
8 minutes read • August 8, 2023
Credit Reporting
Key advantages of a strong credit score
9 minutes read • August 8, 2023
Credit Reporting
How to find and fix errors on your credit report
9 minutes read • August 8, 2023
Credit Reporting
How carrying a balance can affect your credit
5 minutes read • August 8, 2023
Credit Reporting
How and when to freeze your credit
6 minutes read • August 8, 2023
Credit Building
How to improve your credit score now
9 minutes read • August 8, 2023
Credit Building
What is a credit builder loan and is right for me?
6 minutes read • August 8, 2023
Banking
APR vs. APY: What's the difference?
9 minutes read • August 8, 2023
Banking
What Is a money order, how does it work, and how do I get one?
8 minutes read • August 8, 2023
Banking
How to Use a cardless ATM
8 minutes read • August 8, 2023
Banking
Don't become a victim of ACH fraud — here's how
9 minutes read • August 8, 2023
Borrowing
How to calculate debt-to-income ratio
8 minutes read • August 8, 2023
Banking
How to endorse a check for mobile deposit
9 minutes read • August 8, 2023
Banking
How to write a check in 5 steps
6 minutes read • August 8, 2023
Banking
What’s the Fed Rate and what does it mean for you?
5 minutes read • August 8, 2023
Borrowing
What Is a subordination agreement and why does it matter?
5 minutes read • August 8, 2023
Budgeting
How to build financial stability on limited income
9 minutes read • August 8, 2023
Banking
What are the different types of bank accounts?
7 minutes read • August 8, 2023
Banking
Traditional banking vs. digital banking
5 minutes read • August 8, 2023
Banking
What is a digital wallet?
8 minutes read • August 8, 2023
Banking
A complete guide to ChexSystems®
8 minutes read • August 8, 2023
Banking
The History of digital banking
5 minutes read • August 8, 2023
Saving
What’s the difference between money market and savings accounts?
5 minutes read • August 8, 2023
Saving
How much of your paycheck should you save each month?
8 minutes read • August 8, 2023
Borrowing
Leasing vs. buying a car: Which is best for you?
9 minutes read • August 8, 2023
Credit Reporting
What Is a credit bureau and why should you care?
9 minutes read • August 8, 2023
Credit Reporting
Do late fees affect your credit score? Understanding how late fees work
8 minutes read • August 8, 2023
Credit Reporting
How to dispute credit report errors
10 minutes read • August 8, 2023
Borrowing
How to get a loan with bad credit
9 minutes read • August 8, 2023
Borrowing
What is the cost of borrowing money?
8 minutes read • August 8, 2023
Borrowing
What is an unsecured personal loan?
8 minutes read • August 8, 2023
Borrowing
What is a cash advance?
5 minutes read • August 8, 2023
Borrowing
Small dollar loans vs. payday loans vs. cash advance
6 minutes read • August 8, 2023
Banking
How to open a bank account
8 minutes read • August 8, 2023
Banking
How to avoid insufficient funds and overdraft fees
5 minutes read • August 8, 2023
Banking
The Costs of being unbanked or underbanked
7 minutes read • July 11, 2023
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